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    Financing


    If you need financing to purchase a home on Curaçao, we can help you to find the right mortgage with one of our financial partners.

    Whether you are a resident or a non-resident of Curaçao you can easily obtain funding for your home. If you live on Curaçao you can obtain 100% financing using Fondo di Garantia pa Bibienda Korsou (FGBK). On Curaçao there are not many different mortgage types available. In general there are only 3 various forms: annuities, life and linear mortgages.

    A mortgage has a maximum term between 30 and 35 years. To qualify for a mortgage at a bank on Curacao there are a set of conditions;

    • If you are employed a permanent contract for an indefinite period is required.
    • Income such as disability benefits is not regarded as income.
    • A private entrepreneur must balance the gains of the past three to at least a positive balance.

    If you want to know more about your options for buying a plot with a house on Villapark Fontein you should visit our office. We can calculate your options and bring you in contact with the appropriate bank or mortgage adviser.

    Make sure to bring the following documents;

    • Copy of a valid ID
    • Bank Reference
    • Bank statements for the last 3 months
    • BKR – printout

    If employed:

    • Salary slips of last 3 months
    • Employment Statement

    If independently or DGA:

    • Annual figures for the last 3 years
    • Tax returns for the last 3 years
    • Print out of registration at the Chamber of Commerce

    We work closely with the Girobank on Curaçao.

    Visit www.girobank.an or email info@villaparkfontein.com  and we can help you get in contact with the right person at the Girobank.


    Mortgage providers;

    KOS TA BON! Pension & Morgages b.v.

    • Landhuis Zeelandia / Polarisweg 24 H
    • Willemstad Curacao n.a.

    Cell           : +5999 670 5800
    E-mail      :
    johan@kostabon.com
    Website   : www.kostabon.com

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